Your Trusted Partner in Health & Life Insurance
Personalized coverage solutions for individuals, families, and businesses—designed to protect what matters most.
Meet Rossaue Hosein,
Licensed Insurance Broker
Rossaue (“RJ”) Hosein is a licensed health and life insurance broker dedicated to helping individuals, families, and small businesses find the right coverage at the right price.
With access to top-rated carriers—including Blue Cross Blue Shield, UnitedHealthcare, Cigna, Aetna, Allstate, MetLife, and Manhattan Life—RJ offers a full suite of coverage options such as ACA Plans, Major Medical, Medicare, Life Insurance, Dental, Vision, and Group Benefits.
Whether you’re seeking to lower premiums, protect your family, or provide competitive benefits to employees, RJ delivers personalized guidance, ongoing support, and a commitment to your long-term peace of mind.
With access to top-rated carriers—including Blue Cross Blue Shield, UnitedHealthcare, Cigna, Aetna, Allstate, MetLife, and Manhattan Life—RJ offers a full suite of coverage options such as ACA Plans, Major Medical, Medicare, Life Insurance, Dental, Vision, and Group Benefits.
Whether you’re seeking to lower premiums, protect your family, or provide competitive benefits to employees, RJ delivers personalized guidance, ongoing support, and a commitment to your long-term peace of mind.
Why Choose RJ Health Partners?
Ongoing Support & Plan Management
Tailored, Professional Advice
Access to Top Insurance Carriers
Custom Group Plans for Small Businesses
Nationwide
What type of Insurance are you looking to get a quote on?
CONTACT US
The Smart Choice for Health & Life Insurance
Right Plans at the
Best Prices
We partner with major carriers to find you the most affordable coverage available.
Free Expert
Consultations
There’s no cost or obligation—our licensed agents help you understand your options and make confident decisions.
Everything in
One Place
Compare plans from hundreds of carriers for health, life, dental, vision, and group benefits—all under one roof.
Simplified Insurance Shopping
Quotes can be confusing. We make them clear. Our agents guide you every step of the way to find the perfect fit.
Committed to helping families, individuals, and groups get the absolute best health insurance coverage for their unique needs.
Comprehensive
Coverage Solutions
01
Group Insurance Benefits
(5+ covered employees)
We specialize in helping businesses of all sizes, from small groups (5–50 employees) to large organizations, design comprehensive benefit packages that protect employees and strengthen company culture.
Group benefits typically include health, dental, vision, and life insurance, as well as retirement options, giving employees and their families the financial security and peace of mind they deserve. Offering strong benefits not only helps attract and retain top talent but also boosts morale, productivity, and loyalty within your team.
Our agency works with top-rated carriers to tailor cost-effective group plans that fit your company’s goals and budget, making it easy to care for your employees while keeping your business competitive.
02
Private Market (Under Age 65)
50+ Private Insurance Options
Health Maintenance Organizations (HMOs) and Exclusive Provider Organizations (EPOs) - Provide coverage for care received from doctors, hospitals, and facilities within their specific provider network. These plans help keep costs lower by focusing on coordinated care within the network, though out-of-network services are typically not covered except in emergencies.
Preferred Provider Organizations (PPOs) - This insurance plan gives you the flexibility to choose your doctors and specialists, with no referral needed. You can see providers both in and out of network, but you’ll save more when you use doctors and hospitals within the PPO network.
Health Savings Accounts (HSAs) and High Deductible Health Plan (HDHP) - A High-Deductible Health Plan (HDHP) has lower monthly costs but a higher deductible before coverage begins. When paired with a Health Savings Account (HSA), you can set aside pre-tax money to pay for medical expenses and whatever you don’t use rolls over year after year.
Catastrophic Health Plans - Catastrophic Health Plans are designed to protect you from very high medical costs in case of serious illness or injury. They cover major events like hospital stays, surgeries, and prescriptions, and are typically a lower-cost option for those who want essential protection without higher monthly premiums.
Dental and Vision Plans - Dental and vision coverage help you maintain overall health and well-being. Dental plans include benefits for preventive care like cleanings and exams, as well as coverage for common procedures such as fillings and crowns. Vision plans help cover eye exams, glasses, and contact lenses, making it easier and more affordable to keep your eyes healthy and your vision clear.
03
Medicare Solutions (65+)
Medicare provides health coverage for people 65 and older, and for some younger individuals with certain conditions. You can choose Original Medicare (Parts A & B) or a Medicare Advantage Plan (Part C) that often includes prescription drug coverage (Part D).
04
Life Insurance Plans
Term Life Insurance - Term life insurance offers affordable protection for a set number of years, providing a payout to your loved ones if you pass away during that time. It’s a simple way to cover major expenses like a mortgage or family needs.
Whole Life Insurance - Whole life insurance provides lifelong coverage with guaranteed benefits and builds cash value over time. It’s a long-term way to protect your family and grow savings you can access later.
Universal Life Insurance - Universal life insurance offers lifelong protection with flexible premiums and a cash value that grows tax-deferred. It’s ideal for those who want long-term coverage that can adjust as their financial needs change.
Variable Universal Life (VUL) Insurance - Variable universal life insurance offers lifelong coverage with investment options that can grow your cash value over time. It offers flexibility and growth potential, but it also carries market risk tied to investment performance.
05
Supplemental Coverage
Essential Benefits:
- Dental
- Vision
- Fixed Indemnity Plans
- Gap Coverage
Protection Plans:
- Accident & Injury
- Critical Illness
- Short/Long Term Disability
Additional Services:
- Prescription Programs
- Mental Health Resources
- Travel Insurance
- Business Association Benefits
- Flex Benefits
We Partner with Trusted Carriers
What Our Clients Say
Read More Client Stories
RJ radiates positivity and embodies true professionalism with genuine heart. She consistently goes above and beyond for her clients, offering exceptional support and insight. Always ready to lend a hand, she’s an invaluable asset and a pleasure to work with.
Mike
RJ really cares about her clients! It’s obvious to me that she loves helping people. She is so patient and thorough. She really wants to help you protect yourself from crazy medical bills. She is constantly learning about new products and applying that wisdom to help others.
Alex
Rossaue is a pleasure to work with. She is professional and efficient. As an independent agency owner, I have no hesitations referring my customers to her offices.
Renee
RJ has such great energy and is the epitome of professionalism with heart! She goes over and beyond for her customers and is a fantastic resource who’s always willing to help.
Stacy
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