Real benefits for teams of five and up.

Great Benefits Don’t Have to Be Complicated

We make it simple for small and mid-size businesses to offer employees real benefits, without the complexity of a large corporate broker. You get clear options, honest recommendations, and support all year long.

  • Five or more employees and still no benefits package?
  • Quoted by a big broker who never followed up?
  • Not sure whether fully insured or level-funded fits you?

How Can We Help?

Quickly let us know how we can help.

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Group Coverage

Group Health Insurance for Small and Mid-Size Businesses

If you have employees, benefits are a recruiting tool and a retention lever. We help employers design a package that feels big-company, without big-company waste, medical plus the add-ons employees actually use.

Plans are available for businesses with as few as five employees, and we are licensed across multiple states for teams that are not all in one place. Weighing whether to offer benefits at all? Our small business page covers that decision, and you can see everything we broker on insurance solutions.

RJHP Group Health Insurance for Small to Mid-Sized Businesses

What Is Included

What Goes Into a Benefits Package

Medical is the anchor. Everything else is chosen deliberately, because it earns its place with your team rather than because it filled out a brochure.

The core of the package. Choose the funding structure that matches your risk tolerance, then the network that matches where your people actually are.

  • Fully insured group health for predictable monthly premiums
  • Group health for tighter cost control
  • National PPO and open-access networks
  • Available for teams as small as five employees

The expected coverage. These cost a fraction of medical and noticeably improve enrollment and the perceived value of the whole package.

  • Group dental, from cleanings through major work
  • Group vision for exams, glasses, and contacts
  • Group life as a low-cost, high-appreciation benefit
  • Bundles cleanly alongside your medical plan

Low-friction support employees use quickly, and often the most-used part of the package relative to what it costs you.

  • Telehealth for same-day, low-cost access
  • Employee assistance programs for counseling and life support
  • Less time away from work for minor issues
  • Strong perceived value for a small line item

Protect employees beyond health insurance. Accident coverage pays cash benefits for unexpected injuries, and disability coverage helps replace income during illness or injury. Both can be employer-paid or voluntary, a practical benefit for small businesses and professional offices. Pairs with group life and our broader supplemental coverage.

  • Accident coverage pays cash benefits for injuries
  • Disability replaces part of an employee’s income
  • Offer employer-paid or as a voluntary benefit
  • Practical for small businesses and professional offices

Simple Process

How Simple the Process Is

Six steps from first call to installed plan, and most quotes come back within 24 to 72 hours. The census is genuinely the only homework on your side.

  • Discovery call, about 15 minutes on team, budget, and effective date
  • Employee census sent using our template
  • Plan design and carrier comparison, 2 to 3 designs shopped
  • Plan review and selection with a clear recommendation
  • Enrollment and installation, including employee onboarding
  • Ongoing support for renewals, changes, and questions year-round

Prefer to start with a conversation? Contact us and we will set up the discovery call.

RJ Health Partners Group Health Coverage for Small to Medium Size Companies

What To Expect

What You Can Expect From Us

No jargon, no disappearing after the sale, and support for your employees as well as for you.

Fast, No-Obligation Quotes

Usually back within 24 to 72 hours, with side-by-side comparisons across multiple top carriers.

Independent and Multi-Carrier

Access to multiple A-rated carriers, so the recommendation is never tied to one company’s product.

Guided Enrollment

We handle carrier setup and paperwork, and walk your employees through their choices.

Support All Year

Billing questions, coverage changes, and open enrollment, not just at renewal time.

Common Questions

Group Benefits FAQs

Businesses with fewer than 50 full-time employees are not required by federal law to offer health insurance. Many still do, because benefits are one of the most effective ways to attract and keep good people.

In most states you can offer group benefits with as few as 5 employees. We work with businesses of many sizes and can find a plan that fits your team and budget.

Usually within 24 to 72 hours. We compare carriers and plans for you so you can make a fast, informed decision without spending days on hold.

Fully insured plans have predictable monthly premiums. Level-funded plans give you more cost control and the potential to benefit when claims run lower than expected. We help you choose based on your risk tolerance.

Yes. We are licensed in multiple states and work with national PPO and open-access networks, which is usually the right structure for remote or multi-location teams.

No. We are paid by the insurance carriers, not by you. That covers the census work, plan comparisons, enrollment, employee support, and every renewal after that.
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Get Started

Get a Quote That’s Actually Usable

Tell us your employee count and target budget. We’ll return a short list of options and a clear recommendation.

Talk to a licensed broker

(813) 923-3133

info@rjhealthpartners.com
Tampa Bay and across Florida