Privacy Policy

Last Updated: July 15, 2026

RJ Health Partners respects your privacy and is committed to protecting the personal information entrusted to us. This Privacy Policy explains how RJ Health Partners (“RJ Health Partners,” “we,” “our,” or “us”) collects, uses, discloses, and protects information when you visit our website, request an insurance quote, communicate with us, apply for coverage, enroll in an insurance product, or otherwise use our services.

This Privacy Policy applies to information collected through our website, insurance services, applications, enrollment activities, and interactions with RJ Health Partners. Additional terms governing telephone calls, emails, text messages, and other electronic communications are provided in our Electronic Communications and Consent Policy.

About RJ Health Partners

RJ Health Partners is an independent health and life insurance brokerage based in Tampa, Florida. We help individuals, families, independent contractors, and businesses compare and obtain insurance products from third-party insurance carriers.

Our services may include assistance with individual and family health insurance, private market health insurance, Affordable Care Act Marketplace coverage, short-term medical coverage, life insurance, group health insurance, employee benefits, dental and vision insurance, GAP insurance, fixed indemnity products, and other supplemental coverage.

RJ Health Partners is not an insurance carrier and does not underwrite or issue insurance policies. Insurance products are issued and administered by the applicable insurance carrier or plan provider.

We primarily serve individuals and businesses in Florida. We may provide small-business, group-benefits, or other insurance services in additional states where RJ Health Partners and its agents are properly licensed or authorized. Product availability varies by state, carrier, eligibility, and other factors.

Information We Collect

The information we collect depends on your relationship with RJ Health Partners, the insurance products you are considering, and the services you request.

Contact and Identification Information

We may collect your name, address, telephone number, email address, ZIP code, state of residence, business or employer name, preferred contact method, and other information you provide when contacting us or requesting a quote.

We may also collect questions, messages, scheduling information, product interests, and information entered into website forms or provided during telephone, email, video, or in-person communications.

Insurance, Eligibility, and Application Information

When you request a quote, apply for coverage, enroll in a plan, or request policy support, we may collect information needed to evaluate your insurance needs, determine eligibility, obtain quotes, complete underwriting, facilitate enrollment, or service coverage.

Depending on the product, this may include your date of birth, household composition, employment, occupation, income, existing coverage, preferred doctors, prescription medications, health history, medical conditions, tobacco use, beneficiary information, dependent information, and other information required by an insurance carrier or enrollment platform.

For business and group coverage, we may collect information about the business, its owners, participating employees, dependents, eligibility, locations, current benefits, and requested plan design.

Sensitive Personal Information

Some insurance transactions may require sensitive information such as a Social Security number, government identification, financial information, health information, insurance identification number, Medicare information, or tax-related eligibility information.

This information may be collected directly by RJ Health Partners or through an insurance carrier, supporting brokerage, general agency, enrollment platform, government system, or other authorized service provider.

Whenever possible, sensitive information should be submitted through the secure application, enrollment, or carrier system designated for that purpose. Do not submit Social Security numbers, financial account information, detailed medical records, or similar information through a general website form or ordinary email unless RJ Health Partners specifically instructs you to do so.

Information About Other People

You may provide information about dependents, beneficiaries, employees, household members, or other individuals when requesting insurance services. By providing another person’s information, you represent that you are authorized to provide it for the requested insurance purpose.

Information Received From Other Sources

We may receive information from insurance carriers, supporting brokerages, general agencies, enrollment platforms, government insurance systems, employers, benefits administrators, authorized representatives, service providers, and other organizations involved in providing the services you request.

We may combine information received from these sources with information you provide directly.

Website and Device Information

When you visit our website, we and our service providers may automatically collect information about your browser, device, and website activity. This may include your Internet Protocol address, browser type, device type, operating system, referring source, pages viewed, links selected, approximate location, advertising identifiers, and interactions with website features.

We use this information to operate and secure the website, understand how visitors use it, identify technical issues, improve content, and measure marketing performance.

Cookies, Analytics, and Advertising

Our website may use cookies, pixels, tags, scripts, local storage, and similar technologies. These technologies help us operate the website, remember preferences, analyze traffic, measure advertising results, and improve our services.

We may use Google Analytics, Google Tag Manager, Google Ads, Meta Pixel, and similar services. These providers may collect information about your browser, device, approximate location, and website activity according to their own privacy practices.

Google Ads and Meta Pixel may be used to measure advertising conversions and create or improve advertising audiences. Depending on applicable law, these activities may be considered targeted advertising or the sharing of personal information even when personal information is not exchanged for money.

RJ Health Partners does not knowingly provide medical information, Social Security numbers, insurance application details, or other sensitive insurance information to advertising platforms for targeted advertising.

You may limit or block cookies through your browser settings. Where required, the website may also provide controls for managing nonessential analytics and advertising technologies. Blocking certain cookies may affect website functionality.

How We Use Information

We may use personal information to respond to inquiries, schedule consultations, understand your insurance needs, determine potential eligibility, obtain quotes, compare plans, prepare applications, facilitate enrollment, communicate with insurance carriers, and provide ongoing policy support.

We may also use information to verify doctors, prescriptions, provider networks, coverage options, benefits, and other details relevant to your insurance request. Information may be used to assist with renewals, billing questions, claims questions, policy changes, and other customer service matters.

RJ Health Partners may use information to maintain business records, verify identity, prevent fraud, protect our website, improve our services, measure marketing performance, comply with carrier requirements, and meet licensing, contractual, legal, and regulatory obligations.

Contact information may be used for administrative, service-related, and marketing communications as described in our Electronic Communications and Consent Policy.

How We Disclose Information

RJ Health Partners does not sell consumer leads or personal information to data brokers. We may disclose information when necessary to provide requested services, operate our business, or comply with legal obligations.

Insurance and Benefits Organizations

We may disclose information to insurance carriers, supporting brokerages, general agencies, licensed agents, quoting platforms, enrollment platforms, government insurance systems, benefits administrators, employer-sponsored plans, and other organizations involved in evaluating, issuing, enrolling, administering, or servicing requested coverage.

These organizations may use information according to their own legal obligations, agreements, and privacy notices.

Service Providers

We may disclose information to providers that support our website, communications, scheduling, data storage, customer management, document processing, analytics, advertising measurement, security, technology, accounting, compliance, and legal operations.

These providers are authorized to process information for the business purposes for which they were engaged, subject to applicable agreements and legal requirements.

Employers and Group Benefits

When RJ Health Partners assists an employer or group with employee benefits, information may be disclosed among the employer, plan sponsor, carrier, benefits administrator, supporting brokerage, and other authorized parties.

These disclosures are limited to information reasonably necessary for quoting, enrollment, administration, compliance, or requested support.

Legal and Regulatory Disclosures

We may disclose information when required by law, regulation, court order, subpoena, or legal process. Information may also be disclosed to regulators, licensing authorities, law enforcement, or other government agencies with lawful authority.

We may disclose information to investigate fraud or security incidents, protect our customers, enforce agreements, defend legal claims, or protect the rights, safety, and property of RJ Health Partners and others.

Business Transactions

Information may be disclosed as part of a merger, acquisition, financing, reorganization, transfer of business relationships, sale of assets, or similar business transaction. Any recipient would be required to handle personal information according to applicable law and the terms governing the transaction.

At Your Direction

We may disclose information to another person or organization when you direct or authorize us to do so.

Health Information and HIPAA

RJ Health Partners recognizes that health and insurance information can be highly sensitive. We use reasonable safeguards appropriate to the nature of the information we handle.

HIPAA does not apply to every organization that receives health-related information, and it does not apply to all health information in every situation. Whether information is considered protected health information under HIPAA depends on who created or received it, the capacity in which it was received, and whether it is maintained by or for a HIPAA covered entity or business associate.

Information submitted through a general website form, ordinary email, or initial insurance inquiry may not be protected health information under HIPAA. Information received or maintained through a health plan, carrier, enrollment system, supporting brokerage, or other regulated relationship may be subject to HIPAA or another privacy law.

When RJ Health Partners handles information through a relationship governed by HIPAA, that information will be managed according to the applicable agreement, legal requirements, and instructions of the responsible covered entity or business associate.

This Privacy Policy is not a HIPAA Notice of Privacy Practices for an insurance carrier, health plan, healthcare provider, supporting brokerage, or other covered entity. A separate privacy notice provided by one of those organizations governs how that organization handles protected health information.

Data Security

RJ Health Partners uses reasonable administrative, technical, and physical measures designed to protect personal information against unauthorized access, disclosure, loss, misuse, alteration, and destruction.

These safeguards may include access controls, authentication, secure hosting, encrypted transmission, security monitoring, backups, vendor management, and workforce procedures appropriate to the information involved.

No website, email system, storage platform, or electronic transmission is completely secure. We cannot guarantee absolute security.

If you believe information provided to RJ Health Partners has been compromised, contact us immediately at info@rjhealthpartners.com or (813) 923-3133.

Data Retention

We retain personal information for as long as reasonably necessary to provide requested services, maintain customer relationships, document applications and enrollments, meet carrier requirements, comply with licensing and legal obligations, resolve disputes, prevent fraud, and protect our legal rights.

Retention periods vary according to the information, insurance product, carrier requirements, customer relationship, and applicable law. Information may remain in archives or backups for a limited period after removal from active systems.

We may retain aggregated or deidentified information when it can no longer reasonably identify an individual.

Your Privacy Rights and Choices

Depending on your state of residence and the laws applicable to RJ Health Partners, you may have the right to request access to, correction of, or deletion of certain personal information. You may also have the right to request information about our data practices, limit certain uses of sensitive information, or opt out of targeted advertising.

These rights are not absolute. We may retain information when required for insurance, licensing, regulatory, contractual, fraud prevention, or legal purposes.

To submit a privacy request, contact us using the information at the end of this policy. We may need to verify your identity before completing a request.

RJ Health Partners does not sell consumer leads or personal information to data brokers. Our use of Google Ads, Meta Pixel, and similar technologies may nevertheless be treated as targeted advertising or sharing under certain state laws. Where applicable, eligible consumers may request to opt out by contacting us or using the privacy controls available on our website.

We will process legally recognized browser-based opt-out signals when required by applicable law and technically supported by our website.

We will not unlawfully discriminate against you for exercising an applicable privacy right.

Children’s Information

Our website is intended for adults seeking insurance information and is not directed to children under 13. We do not knowingly collect personal information directly from children under 13 through the website.

A parent, guardian, employer, or other authorized adult may provide information about a minor when requesting family coverage, dependent coverage, employee benefits, life insurance, or another insurance product.

If you believe a child submitted information directly through our website without appropriate authorization, contact us so we can review the situation.

Third-Party Websites and Services

Our website may contain links to insurance carriers, government websites, enrollment platforms, scheduling services, social media platforms, and other third-party services.

RJ Health Partners does not control the privacy, security, content, or accessibility practices of these organizations. Information you provide directly to another organization is governed by that organization’s privacy policy and terms.

We encourage you to review the applicable privacy notice before submitting personal information to a third party.

United States Operations

RJ Health Partners provides insurance services within the United States. Our website and services are intended for individuals and businesses located in the United States.

Personal information may be processed in any state where RJ Health Partners, its insurance partners, supporting brokerages, platforms, or service providers operate.

Our services are not directed to residents of the European Economic Area, United Kingdom, or other jurisdictions outside the United States.

Changes to This Privacy Policy

We may revise this Privacy Policy to reflect changes in our services, insurance products, website technologies, business operations, privacy practices, or legal requirements.

The revised policy will be posted on this page with an updated effective date. When required, we will provide additional notice of a material change.

Contact RJ Health Partners

Questions, concerns, and privacy requests may be directed to:

RJ Health Partners
100 S Ashley Dr., Ste. 600
Tampa, FL 33602

Telephone:(813) 923-3133
Email:info@rjhealthpartners.com
Website:https://rjhealthpartners.com

Information about telephone calls, emails, text messages, and your communication choices is available in our Electronic Communications and Consent Policy.